Your Dreams, Our Loans

Small business loans launch start-ups and grow enterprises. We're ready to help at any stage. Tell us your story. Let's write the next chapter together.

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Stearns Bank small business loans, equipment financing, commercial finance

SBA Loans

When you're ready to grow, start a new business, or join a franchise, Small Business Administration (SBA) loans from Stearns Bank offer you a chance to achieve what you've been dreaming about.

SBA loans from Stearns Bank

Equipment Financing

With in-house decision making and personal service, get equipment financing answers in hours and get your new and used equipment working for you, fast.

Equipment financing from Stearns Bank

USDA Rural Development Loans

Stearns Bank is a USDA Multi-State Lender. We deliver financing with an efficient process and personal service. Financing can be customized to your needs and timeline.

USDA Rural Development loans from Stearns Bank

Commercial Finance

We have the resources and expertise to finance commercial projects nationwide. Our lending team will work closely with you to understand your project and determine the best financing options.

Commercial financing from Stearns Bank

Industries We Serve

See how Stearns Bank helps customers across many industries grow and thrive with innovative financing.

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Agriculture

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Audiology

icon-Construction

Construction

icon-Franchise

Franchise

icon-Manufacturing

Manufacturing

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Medical

icon-Optometry

Optometry

icon-Renewable Energy

Renewable Energy

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Transportation

icon-Veterinary

Veterinary

Native American Communities

We work closely with Native American communities to understand their challenges and provide financing that drives business development. Our team shares your vision for prosperous, healthy communities, with expertise in renewable energy, construction, opportunity zones, business enterprise funding and equipment financing. We support your goals with superior customer service and creative financial solutions.

Stearns Bank financing and banking for Native Americans

Stearns Bank Awards

At Stearns Bank, our personal service, sense of urgency, strong financial management and consistent performance are recognized nationally.

Independent Community Bankers of America (ICBA)

Recognized as one of the top-performing banks in the nation by Independent Community Bankers of America.